• Sexually Transmitted Infections (STI’s)
• Confirm pregnancy
• Test for viral and bacterial infections such as Strep Throat

• Broken or fractured bones
• Head and or neck injury
• Back injury
• Confirm if you have appendicitis
• Confirm pregnancy
• Diagnose an illness

• Visits to a psychologist or psychiatrist- 100% covered up to $10,000
• Visits to a social worker – 100% covered up to $500
• Hospitalization due to a mental health illness or concern such as anxiety, depression, bipolar, schizophrenia or other- 100% covered up to $60,000 (lifetime maximum)
• Psychiatry fees billed separately during your time in the hospital – 100% covered up to $60,000 (lifetime maximum)

• Ambulance – Up to $10, 000
• Taxi or Uber to hospital- Up to $125
• Repatriation (you are sick and must return home permanently) – up to $20,000
• Repatriation of remains (transporting your body to your home country) – up to $20,000
• Supplemental Expenses for family (i.e. accommodation, food) $150 day up to $1,500 max

• Maternity expenses including ultrasounds, lab tests, doctor visits, delivery and well-baby care for up to 6 months post-birth - $25,000
• Miscarriage – Covered under $25,000 maternity benefit
• Pregnancy Termination (Abortion) – 1 per policy year

• Immigration Medical Exams including Medical Assessment fees, testing, imaging, or other services required for third-part exams.
• Medical expenses for a pre-existing medical condition that was not stable for 90 days before the coverage began.
• Services provided by a family member
• An Illness or injury resulting from non-compliance with medical treatment or therapy that has been prescribed;
• participation in a criminal act or attempt to commit a criminal act, regardless of whether charges are laid or a conviction is obtained
• Services, treatment or supplies that are:
  • not incurred as a result of an Emergency;
  • not Medically Necessary;
  • for cosmetic purposes only;
  • elective in nature; or
  • experimental or investigative.

Group Policy 92657

The Companion Plan is a mandatory plan that International Students are required to purchase if they opt-out of the International Student Health Plan with Nova Scotia MSI Coverage. The cost of the Companion Plan is a one-time fee of $51.00 added to your student account.
 

Why do I need this coverage?

Even though you have MSI, it does not cover certain expenses like repatriation, air evacuation, burial or other expensive emergency benefits and provides very limited coverage outside of Canada. The Companion Plan covers off these expenses so you can travel worry-free!

What is covered?

Students are covered for 31 days outside of the province of Nova Scotia and outside of Canada (including their home country) for medical emergencies.

Click here to view your policy.

Click here to view your Rack Card.

If you are dual citizen, and hold a Canadian passport, you may not be automatically enrolled under the NSCAD International health Plan if you have applied to NSCAD as a Canadian Citizen.
 

In addition, you may not be eligible for Nova Scotia provincial health care (MSI) until you fulfill specific requirements.
 

In order to qualify for Nova Scotia Provincial Health Care (MSI), please see the following requirements below. Please note; these requirements are subject to change without notice. Please contact MSI directly to confirm your eligibility at 1-800-563-8880 / 902-496-7008 or msi@medavie.ca. You can also find more information online here.

International Student with Canadian Passport (Dual Citizen) 

Eligible for MSI on the 1st day you arrive in Nova Scotia provided you have a valid Canadian Passport or Canadian Birth Certificate.

International Student Coming from another Canadian Province (Dual Citizen) 

If you are an international dual citizen, but are coming to Nova Scotia from another Canadian Province, and not coming from abroad, you may be eligible for MSI on the 1st day of the third month that you are in Nova Scotia provided you have a valid Canadian Passport or Canadian Birth Certificate.

International Student Without Canadian Passport (Not A Dual Citizen) 

Eligible or MSI on the 1st day of the 13th month that you have been in Nova Scotia & have not been outside of the province for more than consecutive 30 days.

For questions regarding what is covered under your plan contact Medavie Blue Cross directly.
 

Medavie Blue Cross Coverage Telephone Number: 1-833-867-3468

Medavie Blue Cross Coverage Email: nscad@medavie.bluecross.ca