The Fall Opt-Out period forms will only be available from August 15th – September 30th. This is only valid for students beginning their studies in the Fall 2024 Term.
If you have comparable alternative coverage (usually through a parent, spouse, or work) you can apply to opt-out of the extended health and/or dental plan during the term in which you begin your studies for that academic year. (i.e. Students beginning in September can apply to opt-out during the fall opt-out period only).
You will be asked to provide proof of this coverage when you submit the opt-out application which includes:
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Name of the primary insured person (i.e. parent or spouse/common-law partner)
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Name of the other insurer
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Policy/Certificate number
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Insured Person’s name and relationship to you
You will also be asked to upload a photo of your proof of coverage. This can be a plan card or a letter from your insurance company that confirms you are covered on the plan, and includes the policy/certificate/ID number(s).
Students wishing to opt-out with alternative coverage must submit an opt-out application each academic year.
You should be aware that your SMUSA Health & Dental benefits offers benefits specifically designed for students. You may find it advantageous to remain enrolled under these benefits and coordinate your benefits with your existing coverage.
Note: There are no exceptions or extensions to the opt-out deadline. Opt-outs are only granted if the plan is unused. Opt-outs do not carry over to the following policy year and must be completed each academic/policy year.
Have more questions about opting out? Visit the FAQs - Opt-Out Page here.
📢 Please ensure that your proof of coverage image file is in JPEG format. If your file is not in JPEG, kindly use a tool to convert it.