Effective September 1, 2025 the DCSA International Student Health Plan is now insured by Cowan Insurance Group. Please review some important details about the change below. 
	Claim Deadline: If you were insured by the International Plan and Medavie Blue Cross during the 2024-2025 policy year, you must submit your claims no later than November 30th for review. Any claims submitted beyond this date will not be eligible for reimbursement. No exceptions. Please note; claims must be less than 12 months old.
New Policy details 
	Insurance Provider
	Cowan Insurance Group 
	 
	Policy Number
	10566A
	 
	Certificate/Student ID Number
	Found on plan card. When Submiting an invoice or a claim, the certificate ID and/or Student ID may be used. 
	
	
	 
	Coverage Enhancements
	Overall Policy Limit 
	$5,000,000
	
	Pre-Existing Conditions
	Coverage for pre-existing conditions from day 1, no stability period
	
	Additional Benefits
Enhanced coverage for diabetic and asthma medications, vision, air ambulance and more.
	
	This is just a summary. For complete policy details or coverage inquiries, please contact Student VIP directly or visit the "Your Coverage" page here.
	 
	New student portal and digital plan card tool
Student Portal
This secure platform is used to submit claims, register for direct-deposit, check claim status and more. Visit students.cowangroup.ca to register for a new account. Tip: Submitting claims on the portal increases processing & reimbursement times!
How to Access Your Plan Card
This tool can be used to generate insurance cards for International Students who are enrolled in the medical plan. Please visit clients.cowangroup.ca/cards to use the tool and download your plan card now!